Menu
The Sapphire Preferred Credit Card isn't just a piece of plastic — it's your key to a world of premium rewards, flexible redemptions, and unmatched travel benefits.
At the forefront of Chase's credit card offerings stands the Sapphire Preferred — a premium rewards card designed for the modern consumer. With its sleek metal design and host of exclusive benefits, it has garnered acclaim from cardholders and industry experts alike.
Whether you're a seasoned traveler, a savvy shopper, or someone who appreciates the finer things in life, the Sapphire Preferred offers a wealth of benefits to elevate every aspect of your financial journey.
A full suite of features designed to protect, reward, and elevate your financial life.
Earn points on every purchase with bonus categories for dining and travel — every swipe brings you closer to your next adventure.
Enjoy peace of mind knowing your purchases are protected against damage or theft for a limited period after buying.
New cardmembers can unlock a generous welcome bonus of points after meeting the minimum spend requirement in the first months.
No restrictions on when or how you redeem your points. Use them for travel, cash back, gift cards, or transfer to airline and hotel partners.
From exclusive reservations to culinary experiences and special discounts at participating restaurants — a must-have for food lovers.
Dedicated support is available whenever you need it, ensuring peace of mind as you manage your finances and rewards.
Earn points on all spending with elevated rates for dining and travel — no need to juggle multiple cards or track complicated categories.
Redeem for travel through the Chase portal at enhanced value, or transfer to leading airline and hotel loyalty programs for maximum impact.
Enjoy trip cancellation/interruption insurance, baggage delay insurance, and auto rental collision damage waiver built right into the card.
Chase Bank's legacy of trust, innovation, and customer service excellence makes the Sapphire Preferred a benchmark in premium credit cards.
Points are earned on every purchase, with bonus categories offering additional points for dining and travel spending. Check the latest offer for specific earning rates per category.
Yes, there is an annual fee. However, many cardholders find the benefits — including the welcome bonus and travel protections — far outweigh this cost.
Points can be redeemed for travel through the Chase Ultimate Rewards portal (often at enhanced value), statement credits, gift cards, or transferred to airline and hotel partners.
You can apply online through the Chase website. The application requires personal information including income, employment status, and address.
See the full application details and discover if the Chase Sapphire Preferred® Credit Card is the right fit for your financial goals.
Accept Recommendation →⚠ Clicking this button will redirect you to another page on this site.
Informational Content Only. The content on this page is provided solely for informational and educational purposes and does not constitute financial, legal, or investment advice. We are not a financial institution, bank, or credit card issuer, and we are not affiliated with any financial institution mentioned here.
Subject to Change. All information regarding card features, rewards, rates, fees, eligibility requirements, and application processes is subject to change at any time at the sole discretion of the respective card issuer or financial institution. Information may vary depending on each operator and responsible bank.
Verify Before Applying. Before applying for any credit card or financial product, always verify the latest terms, conditions, APR, fees, and eligibility requirements directly with the card issuer. Review the official terms of service and consider consulting a licensed financial advisor to ensure the product meets your specific financial needs.
MasFormulas is an independent editorial platform, not affiliated with any financial institutions, and does not request or accept any payments or deposits in exchange for financial products. Users are solely responsible for financial decisions made based on the information provided here.
MasFormulas places the highest importance on the accuracy and quality of the information it publishes, following careful editorial review by its team. However, all content provided on MasFormulas.com is for informational and educational purposes only and does not constitute financial, legal, or investment advice.
MasFormulas assumes no responsibility for any financial losses, damages (direct, indirect, or consequential), or costs that may arise from the use of the information presented. The website i an independent editorial platform, not affiliated with financial institutions, and does not request or accept any payments or deposits in exchange for financial products such as credit cards, loans, or insurance.
Users are encouraged to consult certified professionals before making financial decisions.