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A premium travel card for discerning cardholders. This guide covers the eligibility requirements, application steps, and tips to maximize your approval chances for the Altitude® Reserve.
Apply on U.S. Bank's Official Site → ⚠ Clicking this button will take you to an external siteThe Altitude® Reserve is a premium card that typically requires an excellent credit score of 720 or above. U.S. Bank reviews your income, existing debts, and credit history carefully. Existing U.S. Bank customers may have a slight advantage due to their established banking relationship, though it is not a strict requirement. Applicants must be U.S. residents, at least 18 years old, with a valid Social Security Number.
This is a premium Visa Infinite® card. A score of 720+ is strongly recommended. Review your credit report and resolve any blemishes first.
The card carries a $400 annual fee. Calculate whether the $325 annual credits, 50,000-point bonus, and travel perks justify this cost for your lifestyle.
Prepare your SSN, annual income (including investments and other sources), employment details, and monthly housing costs.
Navigate to the U.S. Bank Altitude® Reserve page and complete the online application form thoroughly and accurately.
U.S. Bank may provide an instant decision or take a few business days for a manual review. Premium cards often require additional scrutiny.
Activate your card and plan to spend $4,500 within the first 90 days to unlock the 50,000-point welcome bonus worth $750 in travel.
Head to the official U.S. Bank Altitude® Reserve Visa Infinite® Card application page to get started. The process takes just a few minutes.
Apply on U.S. Bank's Official Site → ⚠ You will be redirected to an external site not operated by MasFormulasAn excellent score of 720+ is strongly recommended for this premium Visa Infinite® card.
Spend $4,500 within the first 90 days of account opening. The 50,000 points are worth $750 in travel redemptions.
For frequent travelers, the $325 annual travel/dining credits, 50,000-point bonus, TSA credit, and 5X/3X earning rates often provide well over $400 in value.
Credits apply to eligible travel purchases (flights, hotels, car rentals) and dining including takeout and restaurant delivery — automatically credited to your statement.
Informational Content Only. This page is provided for informational and educational purposes only and does not constitute financial, legal, or investment advice. We are not a financial institution, bank, or credit card issuer, and we are not affiliated with U.S. Bank Altitude® Reserve Visa Infinite® Card or any of its associated institutions.
External Links. Clicking the apply button above will redirect you to an external website operated by the card issuer. MasFormulas has no control over the content, availability, or terms presented on that external site. We are not responsible for any decisions made based on information found there.
Subject to Change. All information regarding card features, rewards, APR, fees, and eligibility is subject to change at any time by the respective issuer. Always verify the most current terms directly with the card issuer before applying.
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