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Double the Rewards.
Double the Value.

The Citi Double Cash Card delivers a unique 2% cash back structure — earn 1% when you buy, and 1% as you pay. Simple, unlimited, and endlessly rewarding.

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2%Total Cash Back
$200Welcome Bonus
$0Annual Fee
5%Travel Cash Back*
Citi Double Cash® Card

Earn Twice.
Every Time.

The Citi Double Cash Card stands out with its innovative dual cash back structure. Earn 1% cash back when you make a purchase and an additional 1% as you pay it off — totaling an unlimited 2% on every single transaction.

New cardholders can also earn a $200 cash back bonus after spending $1,500 in the first 6 months, plus enjoy a limited-time 5% cash back on select Citi travel bookings.

See How to Apply  →

Everything You Get

A full suite of features designed to protect, reward, and elevate your financial life.

💳

Dual Cash Back Structure

1% when you buy + 1% as you pay = unlimited 2% cash back on all purchases. Responsible spending is built into the reward.

✈️

5% Travel Cash Back

Limited-time offer: earn 5% cash back on select Citi travel bookings, enhancing your travel experience significantly.

♾️

Unlimited Earning Potential

No caps, no categories, no quarterly activations. Your earning potential is truly unlimited across all spending.

🌍

No Category Restrictions

Every purchase qualifies — groceries, utilities, dining, entertainment. There's no need to track spending categories.

🎁

$200 Welcome Bonus

Spend $1,500 in the first 6 months and receive a $200 cash back bonus credited to your account.

📱

Citi Entertainment® Access

Enjoy special access to purchase tickets to thousands of events, including concerts, sporting events, and dining experiences.

Citi Double Cash® Card feature

Citi Double Cash® Card
In a crowded market, the Citi Double Cash stands out with pure simplicity: unlimited 2% cash back on everything, always.

Why Choose This Card?

1

The Simplest 2% Cash Back Available

No categories, no activation, no tracking. Every eligible purchase earns 2% cash back — the most straightforward rewards structure on the market.

2

Encourages Smart Financial Habits

The dual earn structure (buy & pay) naturally rewards cardholders who pay their balance regularly, building better financial habits.

3

Lucrative Welcome Bonus with Longer Earning Window

With 6 months to hit the $1,500 spending threshold, the welcome bonus is more attainable than most competitors.

4

Exclusive Travel Perks

The limited-time 5% travel cash back makes this card a surprisingly strong travel companion in addition to its everyday cash back strength.

Frequently Asked Questions

You earn 1% cash back on all purchases at the time of the transaction, and an additional 1% cash back as you pay for those purchases — totaling 2% on every eligible transaction.

No. There is absolutely no limit on the cash back you can earn with the Citi Double Cash Card.

No category restrictions whatsoever. You earn cash back on all purchases, regardless of spending category.

Spend $1,500 on purchases within the first 6 months of opening your Citi Double Cash Card account.

Ready to Start Earning Double?

See the full application details and discover if the Citi Double Cash® Card is the right fit for your financial goals.

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Important Disclosures

Informational Content Only. The content on this page is provided solely for informational and educational purposes and does not constitute financial, legal, or investment advice. We are not a financial institution, bank, or credit card issuer, and we are not affiliated with any financial institution mentioned here.

Subject to Change. All information regarding card features, rewards, rates, fees, eligibility requirements, and application processes is subject to change at any time at the sole discretion of the respective card issuer or financial institution. Information may vary depending on each operator and responsible bank.

Verify Before Applying. Before applying for any credit card or financial product, always verify the latest terms, conditions, APR, fees, and eligibility requirements directly with the card issuer. Review the official terms of service and consider consulting a licensed financial advisor to ensure the product meets your specific financial needs.

MasFormulas is an independent editorial platform, not affiliated with any financial institutions, and does not request or accept any payments or deposits in exchange for financial products. Users are solely responsible for financial decisions made based on the information provided here.