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Smart Cash Back.
Zero Complexity.

The Chase Freedom Flex® card blends generous cash back, a $200 welcome bonus, and zero annual fee — designed for the savvy consumer who refuses to compromise.

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5%Cash Back (rotating)
$200Welcome Bonus
$0Annual Fee
15mo0% Intro APR
Chase Freedom Flex® Credit Card

Maximum Rewards.
No Annual Fee.

The Chase Freedom Flex® empowers cardholders with unparalleled purchasing power. Earn a $200 bonus after spending $500 in the first 3 months, plus 5% cash back on rotating quarterly categories — all with no annual fee.

From gas stations to grocery stores and beyond, Freedom Flex® ensures every dollar you spend earns meaningful rewards, with 3% back on dining and drugstores and 1% on everything else.

See How to Apply  →

Everything You Get

A full suite of features designed to protect, reward, and elevate your financial life.

💰

5% Cash Back on Rotating Categories

Earn 5% cash back on up to $1,500 in combined purchases in quarterly bonus categories — gas, groceries, and more.

✈️

5% Back on Chase Travel

Book through Chase Travel℠ and earn 5% cash back on every trip, turning your travel into even more rewards.

🍽️

3% Back on Dining & Drugstores

Every restaurant meal, takeout order, and drugstore purchase earns 3% cash back — automatically.

🌐

1% on All Other Purchases

No purchase goes unrewarded. Every swipe earns at least 1% cash back with no restrictions.

⏱️

0% Intro APR for 15 Months

Enjoy financial breathing room with no interest charges on purchases and balance transfers for the first 15 months.

🛡️

Comprehensive Travel Insurance

Benefit from trip cancellation/interruption insurance, travel accident coverage, and more — built-in at no extra cost.

Chase Freedom Flex® Credit Card feature

Chase Freedom Flex® Credit Card
With no annual fee, a $200 welcome bonus, and rotating 5% categories, the Freedom Flex® is the smart choice for maximizing everyday spending.

Why Choose This Card?

1

Lucrative Welcome Bonus

Earn $200 cash back after spending just $500 on purchases in the first 3 months — one of the most attainable bonuses available.

2

Rotating 5% Category Boosts

Quarterly bonus categories keep your rewards exciting and fresh, covering everyday spending like groceries, gas, and streaming services.

3

No Annual Fee Ever

Enjoy world-class cash back rewards without paying a single dollar in annual fees — now or in the future.

4

Seamlessly Integrates with Chase Ecosystem

Pair with a Sapphire card to unlock even greater value by transferring points to airline and hotel loyalty partners.

Frequently Asked Questions

The card offers 5% cash back on rotating quarterly categories and Chase Travel, 3% on dining and drugstores, 1% on everything else, a $200 welcome bonus, no annual fee, and 0% intro APR for 15 months.

Yes — earn $200 cash back after spending $500 in the first 3 months of account opening.

The Freedom Flex® has no annual fee. Note: a 3% foreign transaction fee applies on international purchases.

Bonus categories rotate quarterly and require activation each quarter. You can activate easily through the Chase app or website.

Ready to Earn More on Every Purchase?

See the full application details and discover if the Chase Freedom Flex® Credit Card is the right fit for your financial goals.

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Important Disclosures

Informational Content Only. The content on this page is provided solely for informational and educational purposes and does not constitute financial, legal, or investment advice. We are not a financial institution, bank, or credit card issuer, and we are not affiliated with any financial institution mentioned here.

Subject to Change. All information regarding card features, rewards, rates, fees, eligibility requirements, and application processes is subject to change at any time at the sole discretion of the respective card issuer or financial institution. Information may vary depending on each operator and responsible bank.

Verify Before Applying. Before applying for any credit card or financial product, always verify the latest terms, conditions, APR, fees, and eligibility requirements directly with the card issuer. Review the official terms of service and consider consulting a licensed financial advisor to ensure the product meets your specific financial needs.

MasFormulas is an independent editorial platform, not affiliated with any financial institutions, and does not request or accept any payments or deposits in exchange for financial products. Users are solely responsible for financial decisions made based on the information provided here.