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Travel Further.
Spend Smarter.

The Bank of America® Travel Rewards Credit Card earns unlimited 1.5 points on every purchase, everywhere — with a 25,000-point welcome bonus, no annual fee, and no foreign transaction fees.

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1.5XPoints on Everything
25KWelcome Bonus pts
$0Annual Fee
15Billing Cycles 0% APR
Bank of America® Travel Rewards Credit Card

Unlimited Points.
Boundless Freedom.

The Bank of America® Travel Rewards Credit Card offers a compelling 25,000 online bonus points — worth $250 — when you spend $1,000 within the first 90 days. With no annual fee and no foreign transaction fees, it delivers pure value.

Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, with no expiration on points as long as your account stays open. Preferred Rewards members can earn 25%–75% more points on every purchase.

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Everything You Get

A full suite of features designed to protect, reward, and elevate your financial life.

✈️

Unlimited 1.5 Points Everywhere

Earn 1.5 points per dollar on every purchase, everywhere, with no categories to track and no limits on earning.

🎁

25,000 Point Welcome Bonus

Spend $1,000 in the first 90 days and unlock 25,000 bonus points — equivalent to $250 in travel statement credits.

🌍

No Foreign Transaction Fees

Travel internationally without extra charges. Every purchase abroad earns points with zero transaction fees.

📅

0% Intro APR for 15 Billing Cycles

Enjoy no interest on purchases and qualifying balance transfers for the first 15 billing cycles — financial flexibility from day one.

Points Never Expire

As long as your account remains open, your points never expire — giving you the freedom to save up for a bigger reward.

🏆

Preferred Rewards Bonus

Bank of America Preferred Rewards® members earn 25%–75% more points on every purchase, potentially reaching 2.62 points per $1 spent.

Bank of America® Travel Rewards Credit Card feature

Bank of America® Travel Rewards Credit Card
A compelling combination of unlimited rewards, no annual fee, and flexible travel redemptions makes this card ideal for both frequent travelers and everyday spenders.

Why Choose This Card?

1

Simplest Travel Rewards Structure Available

1.5 points on every purchase everywhere — no categories, no activations, no thinking required. Just spend and earn.

2

No Annual Fee, No Foreign Fees

Enjoy travel rewards without the burden of annual costs or surprise international charges — true no-fee travel earning.

3

Flexible Points Redemption for Any Travel

Redeem for flights, hotels, vacation rentals, baggage fees, and dining — with no blackout dates or booking restrictions.

4

Preferred Rewards Members Earn Even More

Existing Bank of America customers with higher balances unlock bonus earning multipliers that make this card exceptionally powerful.

Frequently Asked Questions

Make at least $1,000 in purchases within the first 90 days of account opening to receive the 25,000 online bonus points.

Preferred Rewards® members earn 25%–75% more points on every purchase, potentially earning 1.87 to 2.62 points per $1 spent.

No blackout dates, no airline restrictions. Points can be redeemed as a statement credit against flights, hotels, car rentals, baggage fees, and dining.

Points do not expire as long as your account remains open. It is advisable to redeem any unused points before closing an account.

Ready to Earn Unlimited Travel Rewards?

See the full application details and discover if the Bank of America® Travel Rewards Credit Card is the right fit for your financial goals.

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Important Disclosures

Informational Content Only. The content on this page is provided solely for informational and educational purposes and does not constitute financial, legal, or investment advice. We are not a financial institution, bank, or credit card issuer, and we are not affiliated with any financial institution mentioned here.

Subject to Change. All information regarding card features, rewards, rates, fees, eligibility requirements, and application processes is subject to change at any time at the sole discretion of the respective card issuer or financial institution. Information may vary depending on each operator and responsible bank.

Verify Before Applying. Before applying for any credit card or financial product, always verify the latest terms, conditions, APR, fees, and eligibility requirements directly with the card issuer. Review the official terms of service and consider consulting a licensed financial advisor to ensure the product meets your specific financial needs.

MasFormulas is an independent editorial platform, not affiliated with any financial institutions, and does not request or accept any payments or deposits in exchange for financial products. Users are solely responsible for financial decisions made based on the information provided here.