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The Wells Fargo Active Cash® Credit Card delivers unlimited rewards, zero complexity — and a welcome bonus that puts money back in your pocket from day one.
In the realm of credit cards, the Wells Fargo Active Cash® stands out as a beacon of simplicity. It caters to the savvy spender who seeks maximum returns without the hassle of rotating categories or activation deadlines.
Earn a $200 cash rewards bonus when you spend $500 within the first 3 months — plus an unlimited 2% cash rewards rate on every purchase, with no annual fee.
A full suite of features designed to protect, reward, and simplify your financial life.
Get up to $600 protection against covered damage or theft when you pay your monthly cell phone bill with the card.
You're never held responsible for unauthorized transactions — full fraud coverage is built in at no extra cost.
Voice Verification and 2-Step Verification keep your account secure and accessible only to you.
Tap your card and breeze through checkout with fast, secure contactless payment technology.
Access tools to understand, track, and improve your FICO® Score — complimentary for Wells Fargo Online® customers.
Pay bills, monitor account activity, and manage your finances seamlessly from your smartphone.
With unlimited 2% cash back on all purchases, there's no need to juggle multiple cards or track rotating categories. Every swipe earns valuable cash rewards — no caps, no exceptions.
Benefit from a 0% intro APR for 15 months on purchases and qualifying balance transfers, providing breathing room for managing larger expenses.
Enjoy premium perks including concierge service and luxury hotel collection access — courtesy of the Visa Signature® network, at no extra cost.
Recognized by trusted sources like NerdWallet and The Ascent as a top-tier cash back card, reinforcing its position as a standout in the category.
To qualify, spend $500 on purchases within the first 3 months of opening your Wells Fargo Active Cash® account. The $200 bonus will then be credited to your account automatically — no extra steps required.
No restrictions at all. You earn unlimited 2% cash rewards on every eligible purchase without tracking categories or activating bonuses. Every swipe automatically contributes to your rewards balance.
Beyond cash rewards, the card offers cellular telephone protection of up to $600, Zero Liability Protection, Voice Verification and 2-Step Verification security, FICO® Score tracking through Credit Close-Up℠, and full access to the Wells Fargo Mobile® app.
There is no annual fee. You can enjoy the full benefits of unlimited 2% cash rewards without any yearly charges — making it one of the most cost-effective flat-rate cash back cards available.
See the full application details for the Wells Fargo Active Cash® and find out if it's the right fit for your financial goals.
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Informational Content Only. The content on this page is provided solely for informational and educational purposes and does not constitute financial, legal, or investment advice. We are not a financial institution, bank, or credit card issuer, and we are not affiliated with Wells Fargo or any other financial institution mentioned here.
Subject to Change. All information regarding card features, rewards, rates, fees, eligibility requirements, and application processes is subject to change at any time at the sole discretion of the respective card issuer or financial institution. We strive to present accurate information, but we cannot guarantee its accuracy or completeness at any given moment. Information may vary depending on each operator and responsible bank.
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